#3: Don’t forget your cash
While the majority of your holiday budget is best-off on a card, there’s no need to abandon cash altogether.
Many of us feel more comfortable carrying some cash. When it comes to leaving a tip, paying for a taxi, or exploring a tucked-away café without card processing systems, it’s essential. So, take a small float of non-essential foreign currency with you as well as your card.
Finally, if you plan to withdraw cash on a card overseas, check the associated fees before you travel and be sure to consider daily withdrawal limits on foreign ATMs.
Our advice: order some cash from a low-cost travel money firm – just watch out for exchange rates and delivery fees.